Imikhiqizo yamakha, njenganoma yimuphi omunye umkhiqizo, esevele ethengeni ingadala imibuzo maqondana nokwenzeka kokutholwa. Ezimweni ezinjalo, ngisho nendoda ephakathi komgwaqo ikhumbula amalungelo alo kanye nethuba lezemibono yokubuya lithengwe kungakapheli izinsuku eziyi-14, kodwa ngokubhekisisa okuthe xaxa kwalolu daba kungenzeka kungabikwa ukuthi lokhu akubuyiswanga Sebenzisa amakha afanayo. Ukuqonda ukuthi ngabe kukhona ithuba lokukhansela ukuthengwa esele sekwenziwe, cabanga ngethuba elinjalo kusuka endaweni yokubuka umthetho wamanje.
Ukubuyiselwa kwemali yokubuyiselwa kwemali noma ukushintshaniswa kwamafutha
Njengoba kwaziwa, umthetho ekuvikelweni kwamalungelo abathengi, okusho ukubuyiselwa kwemali kungakapheli amasonto amabili kusukela ngesikhathi sokuthenga, kukhona okubizwa ngokuthi yizinto ezivuselelwayo - lezo ezingezona zibuyiselwe ngenxa yezizathu ezisobala. Isibonelo esisobala kakhulu yimikhiqizo yokuhlanzeka yomuntu siqu engabuyiselwa noma ukushintshana ngokweqiniso. Ngeshwa, imikhiqizo yamakha kanye nezimonyo futhi iyabakhathaza, ayikwazi ukudluliselwa kuye emuva, futhi ayiguquki - ngoba umthengisi akanasiqiniseko sokuthi ivolumu lihlala likhona ukuthi awuzange ungeze noma yini noma awephuli imibandela yokulondolozwa okufanele .
Kodwa-ke, ukuvikelwa kwamalungelo wabathengi ezweni lethu kusakhona, ngakho-ke uhlu lwezimpahla ezingabuyiswa lunokubhuka okukodwa okubalulekile - Ngeke zibuyiselwe kuphela uma konke sekuhlelekile nabo.
Ukufingqa ukufakazela ukuthi ngamakha ekuqaleni kwakuyinto engalungile - futhi imimoya ingabuyiselwa, futhi umthengisi kumele ashintshe noma anxephezele izindleko!
Ngakho-ke, uma amanzi endlu yangasese ayengathandi nje, awukwazi ukuzama ukubuyela esitolo. Kodwa-ke, kwezinye izikhathi, umthengi owazi amalungelo akhe ulindele impumelelo, futhi yilokhu kungaba yizizathu zalokhu:
- Impilo eshalofini yamanzi asendlini yangasese iphela ngaphambi kokuthi ithengwe - ubufakazi buzosebenza ukufakwa futhi buhlole, ukungafakwa, ukungafakwa kwakho ngeke kudingeke ukuthi kufakazelwe;
- Izimpahla azihambisani nemininingwane ephoqelekile, efana nempilo efanayo eshalofini noma imininingwane mayelana nomenzi nendlela efanayo yokufaka isicelo - ngasikhathi sinye, ukuntuleka kokuqala kweRussia imininingwane efanelekile kungenzeka kube ngenxa yomthetho, noma ngabe kunjalo etholakala nganoma yini olunye ulimi;
- Umshado kuzo zonke izinhlobo - angathinta futhi ngqo amakha uqobo, nebhodlela;
- Ukungafani phakathi kwesampula - kuphakamisa izinsolo mayelana neqiniso lokuthi umane uthengise umkhiqizo ongalungile.
Kukhona ukubhuka okubalulekile: Uma umthengisi efakazela ukuthi wakuxwayisa ngokuba khona kwezingqinamba ezithile nangokwengemuva kwalokhu kwaze kwenziwe isaphulelo, bekungeke kwenzeke ukubuyisa noma yini. Kodwa-ke, ngisho nalesi simo akufanele sithonye usizo lwemimoya ethengiwe - uma benekhava encane ye-slot ngaphandle kokulahlekelwa ukuqina kwembongolo, khona-ke lokhu kungenye, futhi kuhluke ngokuphelele uma uketshezi lumane luphuma ebhodleleni.
Uma kwenzeka ukutholwa ngumthengi wezinkinga ezisobala zamanzi angaphansi kwendlu yangasese noma ukufakwa kwawo, umthengi unelungelo lokufuna ukwaneliseka kwezimangalo zalo kwesinye sezinketho ezilandelayo:
- Ukufaka esikhundleni sezimpahla - esikhundleni sebhodlela elimele noma elinephutha, unikezwa ngokufanayo, uhlobo olufanayo, uhlobo kanye nevolumu, kepha selivele liphezulu, ngaphandle kokukhokhwa okuphezulu;
- Ukubuyiselwa kabusha ngokubuyiselwa kabusha - Isinxephezelo sinikezwa umkhiqizo wolunye uhlobo noma ivolumu, ngokulandelana, ngokukhokhisa kweqembu, okuzohlala ekuzuzeni okungekho emthethweni ngaphandle kokungeniswa kwayo;
- Ukuncishiswa kwentengo - Uma ngabe usukulungele ukusebenzisa umkhiqizo, kepha akuhlangane nakancane okulindelwe, ungafuna ukubuya kwengxenye yemali ekhokhelwayo, ngoba umthengi ulimele;
- Ukubuyiswa kwemali - Umthengi wenqaba noma yisiphi isinxephezelo kumthengisi, ngaphandle kokubuya kwenani eliphelele lenani lokuthenga, kepha kufanele libuyise enye ethengiwe.
Indlela yokwenza izinto
Woza ekhaya futhi uthole ukungahambisani okucacile, buyela esitolo, uthathe amakha efektri efektri, hlola kanye nepasipoti. Ezimweni eziningi, umthengisi akadingi amahlazo kanye nezinqubo, ikakhulukazi uma ebona ukuthi isikhalazo sakho sisebenza. Esimweni esinjalo, ikakhulukazi uma izimpahla zingabizi kakhulu, esitolo zizohlangana futhi zinikeze enye yezinketho ezingenhla: Ibhodlela lizothathelwa indawo, inani eliphelele noma ingxenye izobuyiselwa ngendlela yesephulelo somonakalo.
Ezitolo ezincane, le nketho kungenzeka futhi, lapho esikhona esingesidingo sokushintshana, akukho nje, ngenkathi umthengi efanela leyo ndlela yokuxazulula inkinga.
Abasebenzi banoma yiliphi iphuzu lokuhweba baphoqelekile ukuba bazi okungenani izinsuku ezilinganiselwe zeRisidi entsha - khona-ke bakwazi ukubamba ukuzimisela ukwenza ukushintshanisa uma uvuma ukulinda ingxenye yethu.
Kwenzeka ukuthi lokho lokho Umthengisi ngokwezigaba awufuni ukuqaphela ukungaboni kwaso - kwezinye izimo akusho nokuthi kubambisane nalokhu ngokubambisana. Kulesi simo, kuzofanela wenze ukuhlanganiswa kwemibhalo, okungukuthi, isimangalo esibhaliwe, sizokhuluma kabanzi ngezansi. Lapho inselele okuqukethwe okuqukethwe okuqukethwe yilebuli, isitolo singanikela ngokoqobo okuzonquma ukuthi amakha ebhodleleni lakho noma kwenye. Uma umthengisi enikeza ukuhlolwa ngamabutho enethiwekhi okuhweba, kufanele unikeze irisidi oyibuyisele izimpahla ngocwaningo lwayo. Uma kufanele wenze ukuhlolwa ngokwakho, isimangalo sibhalwe futhi ngokushesha.
Imibandela yenqubo
Ezimweni eziningi, ukubuya kwezimpahla ezincane akumeleli umsebenzi omningi - abathengisi ngokwabo bayakuhlangana, bangafuni ukuncipha emahlangeni endaweni eyisicaba, futhi bashintshe imimoya ngaphandle kwemibhalo ende futhi balindile. Kodwa-ke, esimweni samanzi asendlini ebizayo, noma avumelana ngokuphelele nangomqondo wesikhalazo sakho, unelungelo lokunganelisi izidingo zalo ngokushesha - lokhu kuvunyelwe ngumthetho. Lokhu kwenzeka kanjani.
- Ukubuya kwezindleko ezigcwele noma isaphulelo. Umthetho unikeza umthengisi isikhathi esiyizinsuku eziyi-10 kusukela ngosuku lwesimangalo. Uyacelwa ukuthi uqaphele ukuthi ngaphandle kokubhaliswa okubhaliwe, icala lingafinyelela isikhathi eside kakhulu, futhi ama-carbiers ngokwawo avumelana nawe ngokunganeliseki kwakho, udinga incazelo edokhumenti yokuthi kungani bebuyela kuwe imali. Uma umthengi abhale ngokushesha isimangalo, futhi wahlakazwa kuyo yonke imithetho, ezinsukwini eziyi-10 ngemuva kosuku ochazwe kudokhumenti, inelungelo eligcwele lokuthatha izinyathelo ezinqumayo.
- Ukushintshana. Kulokhu, umthetho awuhlukanisi phakathi komkhiqizo ofanayo ngokugcwele wokubuyiselwa esikhundleni noma okunye ovumelene - ukubuyiselwa kwamalungelo akho kufanele kwenzeke ngesikhathi seviki lekhalenda. Ngasikhathi sinye, umthetho wenza ukungena ezitolo, eqaphela ukuthi ezinye izinhlobo zemikhiqizo engekho emthethweni azikwazi ukufakwa endaweni enjalo, ngakho-ke uma ufuna umkhiqizo wokuthi akukho ndawo yokugcina izinto, ulindile uzoba semthethweni inyanga eyodwa . Kwezinye izimo, ngesikhathi senkantolo, ngisho nesikhathi esinde sokulinda singabonakala uma ukuthengwa kwenziwa endaweni ethile endaweni okukude noma okukude.
Yini okufanele uyenze ngokwehluleka?
Uma umthengisi engakulungele ukuxazulula inkinga yokuba sothando futhi akafuni ukuguqula izimpahla, noma ukubuyisa imali noma athumele ukuthenga ekuhlolweni kwezindleko zakhe, kuzofanela ubhale isimangalo - Kuzoba isiqinisekiso kokungafani phakathi kwesitolo kanye neklayenti. Kubhalwe ngokuya ngezinga lemibhalo eminingi. Isikimu: Ngaphezulu phezulu kunesigqoko esiphathelene nolwazi mayelana nesengezo kanye nalowo ofaka isicelo - indlela ekhethwayo yokuxazulula inkinga. Noma ngabe uxabana nawe futhi ucasuke ngokungafanele, ubeke okwenzeka kuleli cala, kepha ngaphandle kwemizwa engadingekile - ulimi owomile lwemibhalo. Qiniseka ukuthi ucacisa, lapho uphatha khona isinxephezelo osifunayo - noma ngabe uthatha isikhundla sezimpahla, noma ubuyise imali, noma ngabe uthole isaphulelo. Qiniseka ukuthi uhlaba umxhwele inombolo yamanje kanye nesiginesha yakho.
Iphepha lihlanganiswe ngamakhophi amabili, ngoba elinye lazo lizoshiya ummangalelwa - lingadingeka izitatimende zezezimali. Uma kwenzeka ukudonsa isimangalo, isimemezelo sabathengi kufanele siqukathe uphawu lokuthi umthengisi wambona. Ngokufanelekile, kufanele kube yisitolo sesitembu, usuku lokuthola isimangalo kanye nanoma yiluphi ulwazi mayelana nokuthi ngubani oxazululwe ngqo umbuzo.
Njengoba kushiwo ngenhla, imithetho ekhona yokuxazulula inkinga ihlinzekwa izinsuku eziyishumi - Esihlokweni, umthengi ushiya oxhumana nabo abasolwa ukuthi isitolo singabika ngesixazululo saso esihle sithanda umonakalo. Kodwa-ke, umthengisi angabheka i-proliferation yakho engenangqondo futhi yenqaba ukunxephezela noma ungawunaki umnqamulajuqu owabelwe futhi "ukhohlwe" mayelana nekhasimende elingagculisekile.
Kulesi simo, umthengi onesimangalo esithi "ukweqiwa" esiteshini kanye nesitembu kanye nosuku sokwamukela, unelungelo lokukhononda ku-rosrotrebnadzor noma ahambe aye enkantolo.
Kungenzeka ukuthi izinyathelo ezinjalo ezinamandla esimweni esinamakha kwesinye isikhathi zingabaza, kepha uma inani lokuthenga eliphelele liba nkulu, lizoba wusizo ukwazi ukuthi kunenketho yecala.
Ungayibuyisela kanjani amakha, bheka ividiyo.