Asingabo bonke abantu abanokuqhayisa ngemeko enkulu yezemali. Kutheni yenzeka? Ngenxa yokuba ihlwempu licinga ngokungachanekanga kwaye iza into engalunganga. Ke uhlala unemali, kufuneka ube nemali yokucinga. Iyenza ukuba ikwazi ukufumana umntu omninzi kuye nabani na ofuna. Nangona kunjalo, musa ukukhawuleza ukucinga ukuba lo mbuzo usonjululwe ngokulula. Ngaphambi kokufumana ulwazi olunceda kakhulu ukufumana umvuzo, kufuneka ube nezakhono ezingakumbi. Kwaye yintoni ekufuneka bebe yintoni, baxelele olu lwazi lungezantsi.
Yintoni?
Ukuba wenza isimo sengqondo esithile seengcinga engqondweni yam, oya kukuvumela ukuba utshintshe ubunyani bakho, uyakufumana ukucinga kwemali. Izifundo ze-Psychology Imibuzo emininzi, kubandakanya olu lwalathiso. Yisayensi eyilomo Ngokutshintsha iVidiyo yakho yeHlabathi kunye nokucinga, awunakutshintsha kuphela umhlaba wakho wangaphakathi, kodwa nakwindawo ohlala kuyo. Ke ngoko, kufuneka uqwalasele inyani yokuba Ingeniso yomntu ichukunyiswa linani elikhulu lamacandelo, njengokunyamezela kwendalo, ulwazi oluthile, izakhono, amandla, iphupha, inkuthazo, indalo.
Ichaphazela njani?
Indoda yokucinga ichaphazela kakhulu izenzo zakhe. Umzekelo, ukucinga ngendoda ehlwempuzekileyo kuqala ngento yokuba emva kokuphumelela, uyayeka ukukhula. Lomntu ubandakanyeka naphi na, kungekuphela ngokuziphuhliswa kwabo kunye nomsebenzi. Ngendlela yokuthetha Abantu abanobukrelekrele obuphantsi kakhulu abanamali. Njengomthetho, abafuni nokufumana ulwazi. Ezi zifundo zizama kwangoko ukufumana iimfuno zabo zendalo ezinyanzeliswa ngokwendalo ngokwendalo. Khumbula ukuba izinto ezenziwe ngokwenyani zikhokelela kwiinkqubo ezinje ngesondo, indalo yosapho, ukuzalwa kwabantwana. Olu luhlu lwabantu luhlala lulinde into-ngowona mzuzu ulungileyo wokuphumeza izicwangciso zabo, kwaye amaxesha ahlala engekho.
Ngaphandle koko, Uninzi lwabantu abakholelwa ngokunyaniseka ukuba imali imbi. Ke ngoko, abafuni ukuba nemali enkulu, kodwa bachitha nje ngabasebenzi abanganyamezeleki. Njengommiselo, ihlwempu lingena kwimali mboleko kwaye ayinakho ukuhlawula amatyala. Uxinzelelo lwe-Terira luye lwakhupha ixesha elihlala lichitha ixesha kwiinethiwekhi zentlalo. Ubukho bobucinga busikhokelela kwinto yokuba abantu bolu luhlu athatha izigqibo ngokungxama kwaye bangacingi ngemiphumo. Isiphumo siyavela kwiimeko ezahlukeneyo ezingafaniyo.
Abantu abanamanqanaba aphezulu obubukrelekrele, ukusuka kubudala abasebancinci banomdla wokuzikhusela. Ke banemvakalelo yoxanduva namandla am. Ubukrelekrele obuphezulu ubavumela Ukuxambulisana noku "ungangxami ukuba uphile." Ngapha koko, indlela yokucinga yemali iqala ukukhulisa ezobuntu. Olu luhlu lobuntu lulindele amandla alo, luqwalasela imali ngokulungileyo, elinikwe phezu kwabo ubomi obumangalisayo. Abantu abanjalo banemeko eyimfihlo-kuya kuphila ngendlela kwaye bangangeni kwityala. Olu luhlu lobuqu luyasamkela izisombululo ezinesilinganiselo. Ke ngoko, baphumelele kuzo zonke iindawo: Kubomi bobuqu nakwishishini.
Ke, isiphelo apha yile: Umntu onobungqola obuphezulu usoloko unemali yokucinga.
Imigaqo
Ngokuqinisekileyo badlala ukubaluleka okukhulu. Into yile Imigaqo yendlela yobomi kubantu abahluphekayo kunye nezityebi zibaluleke kakhulu. Ezi ndidi zinesimo sengqondo esahlukileyo kwimali. Ukuba sithetha ulwimi olulula, emva koko Ihlwempu lihlwempuzekile, lizityebi izityebi.
Masithi indoda ehlwempuzekileyo ifuna ukufumana umvuzo. Inokutyala imali ethile kuphuhliso lwetyala lakhe, kodwa "jika" kwaye ungene ematyaleni. Lo ngumgaqo womntu ocinga kakubi. Akaqhelanga ukubakho, ngokungafaniyo nendoda esisityebi. Olu hlobo lwabantu nakwimeko enzima luya kuba nakho ukufumana umvuzo. Kutheni le nto ivela? Kuba abantu abaphumeleleyo banemigaqo yobomi elandelayo.
I-egosism esempilweni
Le nto ayinakuthathelwa ingqalelo. Ngaphandle kwamanqaku e-egos kwishishini, musa ukwenza. Khawufane ucinge ngale meko. Umntu unenani elithile lemali aceba ukutyala imali kwishishini lakhe. Waqokelela le mali iminyaka eliqela ukuzalisekisa iphupha. Umhlobo wakhe, esazi ubukho bemali, ubuza i-annal ubungakanani bokucombulula iingxaki zayo. Umzekelo, ukuthenga imoto. Phambi komntu, umrhwebi wexesha elizayo, kukho ingxaki: ukunceda umhlobo ukuba afezekise iphupha lakhe okanye abeke imali eqokelelweyo ephupheni.
Indoda enemali ecinga ukuba ayizukunika imali yesizathu esilula: Uye wakhuphela ixesha elide kwaye wala ulonwabo. Umhlobo, ngokuchasene noko, akakwazanga ukufumana imali emotweni, kuba wayechithe kakhulu kwaye engakhange acinge ngephupha lakhe. Esi sigqibo siyakulunga ukusukela Ngaphambi kokuba ufumane nantoni na ebomini, kufuneka uqale umvuzo, kwaye emva koko ungasindisa. Kwaye kufanelekile. Ukongeza, abantu abangakwaziyo ukufezekisa kwaye bagcina imali, abayi kuba nakho ukubuya kwetyala.
Ngapha koko, imali baya kuyichitha. Le nyaniso ilindele.
Ukucinga ngobuchule
Eyona chip iphambili kuyo nayiphi na into eyisigidi icime ingcinga. Impumelelo kunye nobutyebi aziza. Ukufumana ezi bhonasi zobomi kufuneka ucinge kakhulu. Yonke imihla kufuneka iqale ngokuveliswa kwezicwangciso ezitsha okanye ekuqondeni kokuthandwayo. Naliphi na inyathelo kufuneka ukubala. Umzekelo, oosomashishini ababandakanyekayo kurhwebo bafanele bazi ukuba zeziphi iimpahla ezifuna ukuthengisa ukwenza inzuzo.
Okungakumbi xa izinto zihamba kakuhle kwaye inzuzo iyakhula, awunakuyeka apho. Inzuzo yesiphumo kufuneka ifakwe kwezinye iindawo. Umzekelo, kumagumbi okurhoxisa kwindawo engummelwane. Ukuba usomashishini akaphuhli, kodwa uya kuyeka iziphumo ezifunyenweyo, unokucima mlilo kungekudala. Kungenzeka ukuba enye ivenkile iza kuvula ikufuphi, apho iimpahla ezifanayo ziya kuthengiswa ngexabiso eliphantsi.
Ukuphepha ukhuphiswano olomeleleyo, kubalulekile ukuba ube neendlela ezininzi zokukhetha kunye nemali. Kule nto, kufuneka ubale yonke intshukumo yakho kwangaphambili, njengomdlalo we-chess. Ke, Enkosi ngokucinga ngobuchule, umntu ongenalungeloniwo awusayi kuvumela ukutshatyalaliswa kwetyala lakhe.
Yena, ngokuchasene noko, unokususa abakhuphiswano kwintengiso kwaye baphuhlise ishishini lakhe.
Ihlala ifunda kunye nokuzihlutha
Ilizwe lanamhlanje liyatshintsha ngokukhawuleza. Izolo, abantu abaninzi abanxulunyaniswa nemali babezigqala engqondweni okanye ngesandla. Ngoku kule njongo kukho izixhobo ezizodwa. Lowo uzabalaza ubutyebi kwaye ugcina amaxesha, ubeka esweni rhoqo iimarike, unomdla kwezopolitiko nakwindlela ezintsha zoqoqosho. Kunjalo ngoba Oosomashishini abaninzi bahlala besebenzisa iigajethi ezahlukeneyo, ezilungiselela kakhulu ukufunyanwa kolwazi.
Indoda enemali yokucinga kufuneka ube nomdla kwimiba eyahlukeneyo ebonakala ngathi ayiyomali . Umzekelo, uninzi lwaba bantu lunomdla kwimigaqo-nkqubo. Ingeniso yexesha elizayo ixhomekeke kwicala laso. Ukuba umgaqo-nkqubo wehlabathi awuchanekanga, kuseza kungekudala. Ngaphezulu kuya kuwa imfuno yabathengi. Oku kuthetha ukuba umntu oneshishini unokuqalisa iingxaki zemali.
Ukubaphepha Usomashishini kufuneka akhathalele utyalomali olunengeniso kwangaphambili. Umzekelo, kwimali okanye kwisitokhwe. Akunakwenzeka ukuba wenze ngaphandle kolwazi olukhethekileyo. Ihlwempu linokufunda, kodwa alinamnqweno okanye lithetha oko. Ukongeza, akananto yokutyala imali, kuba imali yanele ukutya nempahla.
Ke ngoko, wayesesila esikhathini kwaye akacingi ukuba kufuneka afumane izakhono ezithile kunye nolwazi.
Beka iinjongo zomntu kunye nemisebenzi
Ukufezekisa le nto, umntu (ngaphandle kwemali yokucinga) kufuneka abe nesicwangciso. Olu hlobo lomsebenzi wobuchonga lukuvumela ukuba uphumeze kwimisebenzi ephakathi ekhokelela kwithagethi. Nabani na ocinga ukuba ucinga ngezemali ngumqhinga. Yiyo loo nto. Ukuba umntu otyebileyo wancedwa njengelifa kwizalamane, kwaye yena akakwazi ukufumana, oko kuthetha Ubukhulu becala, uya kuchitha imali kungekudala. Isiphumo esinjalo siza kwenzeka ngenxa yokuba lo mntu akanayo icebo lokwenza imali.
Ukuba umntu une-vein yosomashishini kwaye unokucwangcisa ngakumbi izenzo zakhe, irisithi yelifa liya kuba luncedo olukhulu lokuba aqale ukufumana umvuzo ngakumbi. Usomashishini onomashishini ocinga ukuba uya kuqala ukwenza isicwangciso seshishini, uya kubala iindleko kunye neenzuzo zexesha elizayo, aze ke atyale imali kwisixhobo esicwangcisiweyo.
Ke, ukukwazi ukubekela iinjongo kunye neenjongo zenye yezinto ezibonisa umntu ocinga ngemali.
Yenza oyithandayo
Ayisiyo imfihlo yokuba eyona nto uyithandayo ayiziyo nje, kodwa ikwayinzuzo elungileyo. Ukusebenza ngempumelelo, kufuneka ubeke umphefumlo kwizinto ozenzayo. Yazi Kwenzeka ntoni kungekudala umntu ukuba asebenze kwi-coil epheleleyo enenkanuko enkulu, emva koko ishukuma ngokukhawuleza, kwaye inzuzo yonyuka yonke imihla.
Yiba ngumntu
Ukuze ube ngumntu onempembelelo kwaye osisityebi, kufuneka usebenze kakhulu. Ngamanye amaxesha oku kuya kufuneka uqhubekile kwiminqweno yakho. Nokuba ungalali kwaye ungongamele. Emva kokuba kuphando lwengqondo, kwangqinwa ukuba Abantu abagxile kunobunzima baya kuhlala beyifezekisa into abayifunayo.
Banayo Umonde ongezelelweyo kwaye unokwenza umsebenzi othile otyhafileyo kude kube sesona siphumo siphezulu siyakufezekisa. Ngokwesiqhelo, abantu abanjalo banobukhulu kuwo onke amabakala. Bona kunye nosapho yonke into ilungisiwe kakuhle, kwaye emsebenzini, ngokungafaniyo nabantu ababuthathaka nabahlwempuzekileyo ababengacingi ngekamva labo.
Khetha indalo esingqongileyo
Lo mbuzo ngomnye wezinto ezikhokelayo. Ukuba ujikelezwe ngabantu abangenamnqweno, emva koko ngokuhamba kwexesha uya kuba ngumntu onukayo . Indawo esisityebi nephumeleleyo ityumza nabani na onomdla wokuzikhusela. Kunjalo ngoba Kuya kufuneka ukhethe imeko yakho. Le nto iya kuchaphazela impumelelo yakho engaphezulu. Ubuntu obunendlela yokucinga yemali buza kuphinda bafumane i-niche kubantu abayaziyo ukuba benza imali, kwaye baya kuba nakho ukukhetha ngendlela yabo.
Unokuzisa inani elikhulu lemizekelo xa abantu abalula nabahluphekayo baba nesityebi kakhulu.
Umahluko phakathi kwezityebi kunye nehlwempu
Lonke ilizwe, abantu abafumana kakhulu kwaye baphumelele impumelelo enkulu kwishishini, zama ukuzabalazela ukugqibelela. Ukugqibelela akunakwenzeka ngaphandle kolwazi olusebenzayo. Kunjalo ngoba Ukusebenza, ukufuna ukuzikhusela, ube namandla amakhulu. Isasazeka kakhulu izinto ezinokwenzeka.
Ihlwempu, ngokungafaniyo nabantu abazizityebi, abafuni ukufuna imfezeko ngenxa yezizathu ezininzi. Abanye abanamali kuyo, eminye iminqweno, kunye neyesithathu kwaye konke konke kuxinzelelo olungapheliyo ekuswelekeni kwemali. Ukongeza, bacinga ngokwahlukileyo. Iingcinga zabo zahluke kakhulu kwiingcamango zabantu abazizityebi.
Kutheni yenzeka? Impendulo yalo mbuzo iya kuba lo mzekelo ungezantsi. Umbhali waseMelika kwaye kwangaxeshanye umphandi weS. I-Sybald yabuza abantu abazizityebi malunga nendlela abazizityebi. Emva komsebenzi owenziweyo, oneminyaka engaphezu kwama-30, wafikelela esiphelweni: Abantu abaphumeleleyo kunye nabantu abahluphekayo banendlela eyahlukileyo yemali eyahlukileyo ngokupheleleyo.
Apha, umahluko ufumathele kwindlela engafaniyo, esenza imali. Kwangelo xesha, umphandi ufumana amanqaku, ulwazi, iimeko azizizo izinto ezibaluleke kakhulu kwindlela eya empumelelweni. Ke ngoko, isiphelo sicebisa: Abantu kufuneka babe nemali ethile yokucinga ukufezekisa iziphumo eziphambili.
Kuyimfuneko ukuba ucinge ngemali, qiniseka ukuba uyakwazi ukulahla kwaye unemikhwa eminye imikhwa enxulumene nalo mbandela. Imikhwa ethile ityhala umntu kwiingcinga ezinjalo: "Ungafumana njani imali enkulu, indlela onokuyisebenzisa ngayo?"
Ungakhula njani?
Ukuba sisityebi, kufuneka uqale ukutshintsha ubomi bakho. Ukutshintsha, kuya kufuneka ufunde ukucinga ngokwahlukileyo. Oko kukuthi, zoyisa kwaye iminqweno yakho ekuthintela ukuba ungaqhubeki. Kuyimfuneko ukukhuthaza ukuba kufanelekile. Kwaye ezi ngcebiso zilandelayo ziya kukunceda.
- Okokuqala, musa ukucinga ngezinto ezimbi . Ezi ngcinga zithatha ixesha, amandla namandla akho. Imali, njengoko uyazi, thanda abantu ngamandla amakhulu. Ukujonga le mvume, jonga abantu abazizityebi kwaye badumileyo.
- Ndilumkile ngokuvakalayo kwaye ngaxeshanye ayonga kakhulu. Ukubala inkcitho yakho. Ukwenza oku, unokwenza icebo lokuchitha iSicwangciso senyanga. Emva koko uya kuyeka ukucinga ukuba awuyi kuba nemali kwiimfuno eziyimfuneko.
- Yakha izicwangciso . Yiba nombona kwiingcamango zakho. Khumbula ukuba iingcinga zethu zizinto zethu. Baza kukunceda uphumeze iminqweno yakho.
- Ungazibeki umqobo ngendlela yebinzana elinje: Asiphili njengalo, kwaye ukuba uphila, ke akunjalo! Cinga ukuba yonke into inokwenziwa ukuba umnqweno ukhona.
- Yiba ngumbono wexesha lam . Zinikezele ukuba akukho zithintelo kuwe. Bala amandla kwezi ngcinga.
Iimfihlo
Abantu abazizityebi bahlala beguqukela kumagqwirha ukuba bancede bafumane inzuzo enkulu. Kuyinyani, le ayiyonto yesiko ukuthetha konke konke. Nabantu abaninzi kwaye baphumelele kakhulu banandipha ukuziqhelanisa nomlingo kwaye bakholelwe kubukho bethamsanqa lemali. Ke ngoko, qala rhoqo ukubandakanyeka kwimithambo yomlingo. Umzekelo, unokuzama ukufaka isicelo.
- Isiqinisekiso . Le ndlela iyonwabela impumelelo enkulu kwabo sele bezamile. Ukwenza izithethe ezinjalo, kufuneka wenze la manyathelo alandelayo. Khetha ixesha (umzekelo, iziqinisekiso zingazibandakanya ngaphambi kokulala). Yonke imihla, kwangaxeshanye, phinda ibinzana elifanayo malunga nezihlandlo ezili-10: "Ndisisityebi (a) okanye ndinemali eninzi."
- Iindima ezahlukeneyo zokutsala imali ziya kunceda. Yiyo loo nto. Okokuqala, ukwanela kuya kukuvumela ukuba usete indlela ocinga ngayo ngendlela oyifunayo. Okwesibini, ukuba uyakholelwa kwimimangaliso, ngokuqinisekileyo ziya kuzaliseka.
Ngayiphi na imeko, iintshukumo ezinjalo aziyi kwenzakalisa okanye ngokwasemzimbeni okanye ngokuziphatha.
Malunga nendlela yokufumanisa ukucinga kwemali engeyiyo, unokufumana apha ngezantsi.