Imiryango y'inguzanyo n'amabanki bigenda birushaho kuba byinshi, ni yo mpamvu umwuga w'umuyobozi w'inguzanyo ugenda urushaho gukundwa cyane. Inguzanyo yo gutanga inguzanyo yabaye ihendutse kuburyo kurubu inguzanyo ushobora gufata hafi ya byose. Gura amagorofa, ibikoresho, ibikoresho byo murugo, ibikoresho, nibi bivuze ko abahanga badakenewe muri banki gusa, ahubwo bagikenewe mububiko bwimodoka, ahubwo no mububiko bwa elegitoronike, mu cyumba cyo kwerekana ibikoresho nibindi.
Umuyobozi agomba kuba abigiranye inama kandi asabana, kuko umurimo we ugomba gutanga ibicuruzwa byinguzanyo kubahawe inguzanyo.
Ninde muyobozi w'inguzanyo?
Umuyobozi ushinzwe inguzanyo ni inzobere iteza imbere, akurura kandi atanga inguzanyo. Buri banki ifite gahunda nyinshi zinguzanyo muri Arsenal yacyo, uhereye kubishoboka cyane. Kubwibyo, abahanga basaba urwego rutandukanye. Urashobora no kubona umuyobozi w'inguzanyo udafite uburambe, hafi ya banki nini yose ifite gahunda zamahugurwa yinzobere.
Ibyiza nibibi byumwuga
Umwihariko ufite ibyiza n'ibibi. Umwuga wo gutanga inguzanyo muri umwuga ntabwo ari ibintu bidasanzwe, birasobanutse neza kandi ntibishobora kuzana nabantu bose.
Ibyiza.
- Amahirwe yo kubona akazi nta burambe. Amabanki manini menshi afite gahunda zabo bwite zo guhugura, kwimenyerezaga, amasomo agezweho, nyuma yimpera yinzobere ishobora gutangira gukora cyangwa kubona kwiyongera.
- Amahirwe meza yo kuzamuka vuba staiircase yumwuga mu nzego za banki. Niba ukora, usabana kugira abakiriya bakiriya, bizagufasha kubona byihuse.
- Birashoboka Imyitozo yagezweho.
- Umushahara munini ufite imikorere yimikorere. Byongeye kandi, mumiryango minini, abakozi bahabwa amahirwe yo gukoresha ibihembo byibara hamwe nibihe byihariye mugihe batanga inguzanyo kubyo bakeneye.
Ibibi by'umwuga.
- Gukenera kuvugana cyane. Ntabwo abantu bose bashobora guhangana nibyo bagomba gusobanura ikintu cyumunsi wose kubandi bantu, bifatanya nabo mubiganiro.
- Urwego rwo hejuru rwo guhangayika bifitanye isano no gushyikirana nabantu, kimwe nibikenewe kugirango dusohoze gahunda ya buri kwezi.
- Kwishura Kwishingikiriza ku ishyirwa mu bikorwa rya gahunda . Amafaranga ye aterwa nigikorwa cyinzobere. Birashobora kuba byinshi cyane niba umuyobozi akuramo inguzanyo agurisha ibicuruzwa bifitanye isano na hasi - niba kubwimpamvu runaka gahunda idashyizwe mubikorwa.
Imico isabwa
Umuyobozi w'akazi ni ugutanga gahunda yinguzanyo kugirango baguzwe. Ibi ni kugurisha ibicuruzwa bya banki, ugomba rero kugira imvugo itandukanijwe neza, gushobora gukorana n'inzitizi niba ikiganiro kidahuye na gahunda. Isura hano iragaragara kandi rifite uruhare rwa nyuma. Inzobere igomba kuba isuku yambaye, iteguwe neza hamwe nimvugo nziza.
Umwuga w'inguzanyo z'inguzanyo uzahuza abantu bato bagamije kuvugana nabantu batamenyereye. Muri uyu mwuga, uzakenera imico nka:
- guhangayika;
- Ubuturere;
- ubushake;
- Kwihangana;
- kwihangana;
- ubushobozi bwo gucunga ibintu;
- Kwubahiriza igihe;
- ibikorwa n'umugambi, icyifuzo cyo kwinjiza, kuko rwose ni amafaranga yinjiza ku bwinshi;
- Ubushobozi bwo kutabona.
Umuyobozi wa UPSCALE arangwa akurikiza gahunda y'ibiganiro, irashobora gusubiza kunanirwa kwabakiriya no guhindura ikiganiro ikindi cyerekezo.
Abayobozi badafite uburambe bakunze kubura, kandi kumva "oya kubakiriya, ariko bagakomeza gutsimbarara kubwibyo, bitera uburakari. Kandi ibi bigira ingaruka ku izina ry'ikigo.
Inshingano
Inshingano zose z'umukozi zanditswe mu gusobanura akazi ikigo gikoreramo. Itezimbere ikigo ubwacyo, bityo bazatandukana muri banki no mucyumba cyo kwerekana Nubwo bimeze bityo, imirimo yumuyobozi winguzanyo mumiryango itandukanye izasa.- Kwiyandikisha kumasezerano yinguzanyo no kugurisha serivisi zijyanye. Serivisi zijyanye zirimo ubwoko butandukanye bwubwishingizi.
- Kugisha inama abakiriya no gusobanura gutangaza ibibazo.
- Gushinga raporo kumaki, quartiers hamwe ningingo zubuyobozi bwabo.
Mubyongeyeho, mugikorwa cyakazi, umuyobozi Igomba gukora ibyangombwa byose bikenewe, kurasa fotokopi kandi izemeza ko ari ukuri. Abayobozi bashushanya amakarita, bagenzure amateka y'inguzanyo y'abakiriya, amahirwe yo gutanga inguzanyo, arasaba amakuru yose ku gishushanyo cyayo.
Ibisabwa
Mubikorwa byakazi, inzobere zigomba kuzuza ibisabwa bikurikira:
- Menya neza ko nta makosa arimo gutanga inyandiko;
- Vuga mu kinyabupfura hamwe nabakiriya;
- kubahiriza amabwiriza yimbere yumuryango;
- kubahiriza imyambarire, kandi nibisabwa, kwambara ibimenyetso byerekana;
- Witegereze uburyo bwo kurinda umutekano no kurengera umuriro.
Ahantu ho gukorera
Abayobozi b'inguzanyo ntibakenewe muri banki gusa, ahubwo no muyindi miryango igurisha ibicuruzwa byose ku nguzanyo cyangwa ibice. Akazi nyamukuru.
- Abacuruza imodoka nini ni inzobere mu nguzanyo z'imodoka, ubwishingizi. Inzobere nk'iyi ikora ibishushanyo by'imodoka ku nguzanyo n'ubwishingizi kuri bo.
- Ibigo byimitungo itimukanwa - Umuyobozi w'inguzanyo. Yishora mubikorwa byumutungo utimukanwa mu nguzanyo, bifasha guhitamo icyifuzo cyiza cya banki.
- Amashyirahamwe ya microfinance ni inzobere mu gutanga inguzanyo. Ubu hari amashyirahamwe menshi nkaya, batanga microcredit igihe gito.
- Inzobere mu gukora no gutanga inguzanyo muri banki.
- Hypermarket yibikoresho byo murugo hamwe na elegitoroniki.
- Ibikoresho byo mu nzu.
- Salon itumanaho.
Umwuga wumuyobozi winguzanyo rusange usaba imico itandukanye n'imbaraga nyinshi. Urufunguzo nyamukuru rwo gutsinda inzobere itanga inguzanyo ni urukundo ukunda umwuga wawe no gusohoza neza inshingano zose nibisabwa.
