Chikwama ndi lingaliro lofunikira m'moyo wa munthu wamakono. Ichi ndi chowonjezera chosavuta komanso chopindika chomwe sichingokhala ndalama ndi ndalama za ndalama zokhazokha zimapezeka, komanso makhadi osiyanasiyana a kubanki kapena makhadi ogulitsira ndi malo ogulitsira. Komanso, ambiri aife takumana ndi zikwama ndi zithunzi za okondedwa: ana, okwatirana ndi makolo. Zingasungidwe mmenemo, ndipo ndibwino kuti muchotsere kuti zinthu zakuthupi sizikusiyani mudzaonedweratu m'nkhaniyi.
Pezulia
Chikwama ndi chowonjezera. Kutsatira malamulo a Feenshia, kusankha kwake kungathe kusintha moyo wake ndi mavuto ake. Mutha kunyamula izi ndizofunikira komanso zowonjezera kale mwanjira yoti amathandizira kuti aletse mwini wake.
Chikwama chitha kukongoletsedwa ndi zifaniziro za nyama kapena zizindikiro, mawonekedwe osindikizidwa, zokongoletsera zoyandama ndi ena ambiri.
Zonsezi ndikofunikira mukamagula zowonjezera. Pali maupangiri angapo ofunikira komanso othandiza posankha izi kuti akope ndalama pa fengsui.
Mtengo wa maluwa
Mtundu ali ndi chimodzi mwazinthu zofunika kwambiri posankha chikwama. Mtundu uliwonse umakhudza chowonjezera ichi. Mutha kusankha chikwama chomwe ndi gulu la Kum'mawa kwa chindandachi.
Kuti mudziwe gulu lomwe muli, muyenera kulabadira chithunzi chomaliza cha chaka chomwe munabadwa:
- 0 ndi 1 - Gulu la Zitsulo;
- 2 ndi 3 - Madzi;
- 4 ndi 5 - Wood;
- 6 ndi 7 - 7 - moto;
- 8 ndi 9 - Dziko lapansi.
Kwa oimira gulu lachitsulo, mitundu yoyenera kwambiri posankha chikwama chidzakhala: choyera, siliva, imvi ndi golide. Gulu lamadzi lidzakhala lakuda, lamtambo, lamtambo komanso lofiirira. Oyimira gulu lamoto amapezeka bwino ndi ma pickles a mithunzi yonse yofiyira, komanso mitundu yoyaka: chikasu ndi lalanje. Gulu la dziko lapansi likulimbikitsidwa kuti mupeze zowonjezera za bulauni, zobiriwira, beige. Oimira a mtengowo amalimbikitsidwa kusankha mallemb obiriwira komanso mithunzi yake yonse.
Mwina ambiri awona kale kuti masaya a mithunzi yonse ya utoto wofiira ndi wotchuka kwambiri: ofiira, burgundy, makangaza. Ndipo izi sizabwino! Zofiira ndipo mithunzi yake yonse ili momveka bwino pakati pa malingaliro omwe amawoneka ngati kugula chikwama.
Mphamvu yamitundu ya mtundu wa gamma yabwino kwambiri ya njuchi yambiri.
Makamaka njira zowoneka bwino zotere zomwe zimachitika mu khungu lokulungidwa ndi khungu komanso losalala pakukhudza. Ndiyetu ndizosadabwitsa kuti ndalama zidzafuna kukhala m'nyumba zokongola zoterezi.
Zotsatira zabwino kwambiri pazachuma zimakhala ndi chikwama chofiirira komanso mithunzi yonse yotentha, monga yofiira ndi lalanje. Brown - mtundu wa chonde, kukula ndi kutukuka. Zimathandizira kuti phindu lipindule, phindu lake. Mtundu wagolide umakhalanso m'modzi mwa maudindo otsogolera. Mtundu wagolide ndi utoto woyenera womwe umakopa chuma komanso zapamwamba.
Mtundu wasiliva udzakhalanso wokoma mtima kukopa udindo wa mwini wake, adzakopa kukhazikika kwa zinthu mu moyo wamunthu. Dzuwa Lanny Chikasu chikasu chidzathandizanso kuti munthu awongolere bwino komanso zolemetsa za mwini wake. Mphamvu zabwino zidzagawanika osati kwa ndalama zokhazokha, komanso chifukwa cha kuchuluka kwa anthu.
Mallemb a buluu ndi ofiirira samafala kwambiri, koma mphamvu zawo zimakhala zabwino. Mtundu wabuluu umadziwika kuti umatsenga, zomwe zimapangitsa kuti kumveke kwa kumverera kwachisanu ndi chimodzi pa eni ake. Maluso ake azolowera amalimbikitsidwa, omwe mwina amathandizira kukonza zinthu zomwe zikuchitika.
Wallet wakuda ndi amodzi mwa omwe amayenda kwambiri komanso otchuka chifukwa chothandiza komanso kusinthasintha kwake. Komabe, mutha kusankha mtundu ndi mawonekedwe osazolowereka kapena mkangano wokongola mu kamba kapena njovu. Zimathandizira mwayi pa ndalama.
Pinki Challet, kuwonjezera pa njira yabwino pazachuma, aphatikizira ndi moyo wachikondi ndi moyo wamunthu.
Kukula kwangwiro
Ndikofunika kuonedwa ngati zowonjezera makona, zomwe zimayika bilu yonse mosavuta. Sungani ndalama, zokutira pakati kapena chubu, simumalimbikitsidwa mwamphamvu, popeza momwe zimakhalira ndi ndalama zomwe zimatsekedwa, zomwe zimathandizira ku zovuta zomwe zikuvuta.
Ndalama zimakonda kwambiri kusalemekeza malingaliro omwe amawapangitsa, ndipo ngati asungidwa m'njira yosayenera (kuponyedwa, ndipo pamene agwa), ndiye kuti simuyenera kudabwitsidwa kuti onsewa amveke kwinakwake kwinakwake ngati zala. Chifukwa chake, pamapeto pake silingalimbikitsidwe kugwiritsa ntchito zikwama zazing'ono komanso zosasangalatsa komwe ndalamazo zili pafupi komanso komwe angakwanitse. Ndikwabwino kusankha zochulukirapo, zomwe mutha kupeza ndalama mosavuta, osawononga komanso osanena nawo.
M'magawo a masentimita, miyeso yabwino kwambiri ya chikwama choyenera kwambiri iyenera kukhala mpaka 5.4 masentimita ndi kuyambira 16,2 masentimita. Itha kukhala mbali iliyonse kapena kukula kwake.
Kodi Mungasankhe Bwanji?
Mukamasankha chikwama chokha, ndikofunikira kuti chowonjezera chokwanira chonse chidagwa. Ndikofunikira kuti mukhale ndi chikwama m'manja mwanu, mverani zomverera zamkati mwanu: ngati malonda ali ngati iyo, ndiye kuti ndizotheka kuti kupezeka kukuyenerere.
Makamaka, chikwamacho chimapangidwa ndi zikopa zenizeni. Zovala zotere sizosangalatsa kukhudza, kosalala kwambiri, zofewa komanso zofewa komanso nthawi yokhazikika, komanso mphamvu zothandizira kuti akhale ndi moyo wabwino.
Ngati ndi kotheka, sikofunikira kupulumutsa pachikwamacho, zomwe mungafune kuchokera ku nsalu kapena polyethylene, monga mphamvu ya ndalama sizingalolere kusintha kwa ndalama zambiri, ndibwino Sankhani malonda kuchokera ku zovala zapamwamba kwambiri.
Kodi ndi liti?
Ndikofunikira kuti ndalama zomwe zili mu chikwamacho zimawombedwa ndendende komanso zolimbitsa thupi (kuti zisasulire mwadzina mwadzina), ndipo ndikofunikira kuonetsetsa kuti ngoma za mabanki siziphwanya. Kuphatikiza pa ngongole, ndizosatheka kuyika macheke mu chikwama, chilichonse cholembera kapena zolemba - si malo mu nyumba ya amonke. Izi zitha kusokoneza thanzi la eni ake.
Ndikosatheka kusunga zithunzi za okondedwa mu chikwama, monga momwe zimaganiziridwa kuti oyandikana ndi ndalama zimasokoneza bwino za abale anu ndi inu. Choyenera kwambiri kusunga zithunzi za anthu ena kunyumba: mwa wantchito kapena pa desiki ya ofesi yogwira ntchito.
Kukopa ndalama zabwino, mutha kusunga ndalama zitatu zaku China mu chikwama, chomwe chimamangidwa ndi chingwe chofiira. Muthanso kuyikanso kalirole kakang'ono mu chikwama: Chingakope chikopeke pachuma m'moyo wanu. Mphamvu yabwino kwambiri imakhala ndi ndalama yokhala ndi dollar ija, yomwe idzasungidwa nthawi zonse m'chikwama ngati chizindikiro cha kupambana kwachuma.
Mphamvu zabwino zimakhala ndi ndalama yosowa ndi chipembedzo chimodzi m'madola awiri. Ngati mutakwanitsa kukhala ndi zinthu ngati izi, ziyenera kukhala m'thumba la chikwama chanu monga chizindikiro cha kudzipatula.
Ndikofunikira kuti chikwama chilibe kanthu. Ngakhale pali ndalama zapakatikati pasanu, koma payenera kukhala zabodza, komanso mapepala angapo mapepala.
Izi zimathandizira kuti ndalama zomwe zatsalira mu chikwama chidzakhala chonyansa chambiri chifukwa cha kuchuluka kwa capital.
Amakhulupirira kuti Mint ali ndi phindu pakutuluka kwa ndalama, ndikokwanira kusiya madontho ochepa a mbewa yofunikira mu ngodya zakumwa. Ndikulimbikitsidwanso kuyika ma timitengo a sinamoni m'matumba owoneka ngati owonjezera. Sinamoni ndi chithumwa cha moyo wachuma ndikuthandizira pazachuma.
Ndikofunikanso kukumbukira kuti sikulimbikitsidwa kukumbukira ndalama munthawi yamadzulo ndi usiku. Tsiku labwino kwambiri la tsiku la njira yosangalatsayi ndi m'mawa. Chifukwa chake chimakhala chachilengedwe chachilengedwe - m'mawa - nthawi yakuuka ndi mbandakucha, ndipo chifukwa chake ndalama zawo ziwonjezedwa.
Kodi chikwama chakale chili kuti?
Chikwama chakale chitha kutayidwa kunja, koma ngati mumakhulupirira mwamphamvu mphamvu ya feeshia, mutha kuchita zizolowezi zingapo. Mwachitsanzo, ngati chikwamacho sichinakubweretsereni thanzi lazachuma, ndipo mukamagwiritsa ntchito omwe mwakumana nawo chifukwa chosowa komanso zovuta zakuthupi, ndiye kuti mutha kuwatentha.
Ngati chikwama, m'malo mwake, chabweretsa inu zabwino, simunakane nthawi yake, , kuyika m'dera lachuma kuli kumwera chakumadzulo kwa nyumba kapena kunyumba. Chikwama choterocho chidzakhala ngati alonda, omwe adzakope ndalama zachuma pamoyo wanu.
Momwe mungasankhire chikwama chomwe chimakopa ndalama pa fengsui, yang'anani mu kanema wotsatirawu: