Kodi ndi zokongola bwanji zopatsa ndalama patsiku lobadwa? Momwe mungapangire mphatso yoyambirira? Kodi mungapewe bwanji ndalama mu chimango komanso kubanki?

Ndalama ndi imodzi mwa mphatso zodziwika bwino kwambiri. Izi zili ndi zabwino zambiri poyerekeza ndi kugula kwa chikumbutso cha souvenir, chowonjezera kapena chida chaluso. The Great Plassicary Mphaka ndikuti amapereka mwayi kwa munthu wobadwa mwawolokha podziyimira pawokha mwasankha zomwe mukufuna tsopano. Chifukwa cha izi, zopereka zimadzikuza zokha ku kugula molakwika.

Zosankha zoyambirira za amuna

Patsani ndalama monga choncho, kuchokera m'manja, si yankho losangalatsa kwambiri. PALIBE PANTHAWI YOSAVUTA NDI MILI ZONSE ZOTHANDIZA . Pali njira zambiri zoyambirira komanso zosangalatsa zomwe zimapereka ndalama. Tidzakambirana njira zingapo zothetsera mavuto abambo.

Mu banki

Ndalama zitha kuperekedwa kubanki. Mphamvu zoterezi zikuwoneka zotopetsa komanso zotsika kwambiri. M'malo mwake, ndi njira yabwino komanso yopanga. Mwachitsanzo, mutha kupanga mtundu wa "banki yobadwa".

Apa zonse zimamangidwa pamasewera a Mawu, chifukwa pankhaniyi sizokhudza banki komwe ndalama zimasungidwa kwa makasitomala ake onse. Mtsuko weniweni wagalasi umatanthawuza, momwe madola amabodza kapena ma ruble.

Mtsuko womwe ndalama umapezeka, mutha kukongoletsa chomata cholembedwa - "banki". Titha kugwiritsa ntchito uta wokongola pafupi ndi chivindikiro.

Mutha kukonza zosangalatsa zoterezi motere. Choyamba muyenera kukonza zinthu zonse zofunika. Izi ndi monga:

Ponenapo, ndiye kuti, ndalama;
lumo (mutha kugwiritsa ntchito chida ndi chodulidwa mwapadera);
Zingwe zokuda kuti mudzalandilire ndalama zolipirira;
Zosindikizira ndi pepala kuti zisindikize chizindikiro choyenera mtsuko;
tepi ya mbali iwiri;
Glass Bank (tikulimbikitsidwa kuti mutenge mphamvu yokongoletsera).

Konzani zonse zomwe mukufuna zingayambike.

Choyamba muyenera kukonzekera mtsuko. Ziyenera kukhala zoyera bwino. Ndikofunika kugwiritsa ntchito banki yatsopano yomwe sinagwiritsidwe ntchito kale. Kukula sikuyenera kukhala lalikulu kwambiri, ndikofunikira kugula mtsuko wamng'ono wa dzira, zimawoneka bwino kwambiri.
Kenako muyenera kuchepetsa bwino ngongole, Zomwe mukukonzekera kuchotsa munthu wobadwa. Ayenera kumangidwa molunjika ndi zikwangwani zosanja zambiri.
Ndalama zokonzedwa Mutha kusuntha mumtsuko Woyera.
Chosindikizira chikusindikiza Awiri olembera. Chimodzi mwa izo chidzapangidwira chivundikiro cha mphamvu. Iyenera kukhala ndi dzina "Bank" - apa mutha kuwonetsa zongopeka. Cholembera chachiwiri chidzapangidwira kumbali ya mtsuko wagalasi. Apa mutha kusindikizanso dzina la banki yomwe siyikupezeka kapena mtundu wina wolemba.
Zolemba zokongoletsedwa Kudzakhala kosavuta komanso kungogwiritsa ntchito zitsamba zosanja ziwiri. Kenako, banki iyenera kumangidwa ndi mauta okongola a mthunzi wabuluu.

Ndizomwezo. Zotsatira zake, zimakhala zosangalatsa kwambiri, zomwe zimakweza mawonekedwe a munthu wobadwa. Njirayi ndiyotchuka kwambiri masiku ano. Yendani ndalamayo ngati mphatso motere ndi njira yabwino kwambiri.

Mu thumba

Mphatso ya ndalama ndiyotheka osati mu mtsuko wokongola wagalasi yokhala ndi zilembo zatsopano - malingaliro atsopano satha. Maofesi akubadwa amaperekedwa ndi chikwama. Konzekerani mphatso yachilendoyi, siyimangosiya nthawi yaulere. Tiyeni tisamakayike ndi sitepe Kodi mungatani kuti musangalale ndi munthu yemweyo?

Choyamba muyenera kusoka pang'ono Kuchokera ku nsalu ndi thumba laling'ono. Ndikofunika kusankha zinthu zofanana ndi burlap yosavuta pamiyala ndi mawonekedwe.
Pambuyo pake mudzafunikira Chizindikiro chodziwika bwino pa thumba lazokolola chimakopeka.
M'malo mwa chikwama chotere Ndikotheka kugwiritsa ntchito mphatso kapena njira yosinthira.
Mangirira Malipiro Zomwe zikukonzekera kupatsa mtsikana wobadwa, mu machubu oyenera. Amatseka ndi nthiti yokongola.
Kenako zokolola Ndikofunikira kutumiza kuchikwama ndikuwulitsa riboni.

Mphatso yachilendoyi imatha kupatsidwa moyenera munthu. Zosangalatsa komanso zopereka zidzalandira kuchokera ku gawo, ndipo zopereka, chifukwa ndizabwino kupereka ndi kupeza chikwama chenicheni ndi ndalama!

Malingaliro okoma azimayi

Madona, nawonso, sayenera kupezeka ndi mphatso zopanga. Pankhaniyi, nthawi zambiri amalimbikitsa zosankha zoyenga bwino. Dziwani nawo pafupi.

Mu mawonekedwe a maluwa

Msungwana aliyense amakonda zonunkhira zonunkhira bwino. Ngati atapangidwa ndalama, sizingawapweteke. Kunena za kupereka donayo wa ndalama mu mawonekedwe a maluwa amatha kuthandizidwa. Wina angakonde chisankhochi, ndipo wina akhoza kutha ndipo asakatula mtundu wa ngongole zogulidwa.

Kupanga gulu lazowoneka bwino ndi manja anu, zinthu zanu zifunika:

Ndalama zomwezo (ndikofunikira kugwiritsa ntchito zolemba zatsopano kubanki, osati zachikale, shaft ndikumeza ndalama), zimatenga zinthu zitatu kwa duwa limodzi;
waya kumene tsinde la maluwa lidzapangidwa;
Riboni wobiriwira kapena nsalu - ziwalo izi zimafunikira kukulunga phesi;
Pepala lobiriwira lobiriwira - olemba masamba a tsinde adzadulidwa.

Musanayambe kugwira ntchito ndi ndalama, Ayenera kuphimbidwa pang'onopang'ono kuchokera m'mphepete imodzi. Pambuyo pake, ngodya za banki zimagwada. Kenako, zitsamba ziyenera kupangidwa pakati pa ngongolezo, ngati kuti zimapanga miyala yamkuntho. Ayenera kukhala akuyika wina.

Kenako muyenera kukonza tsinde kuchokera pa waya, kukulunga ndikuwonjezera masamba. Kenako ma bouns amatha kuphatikizidwa mwatsatanetsatane.

Kulembetsa mwanjira imeneyi kumachitika mosavuta, koma ndikofunikira kuchita mosamala kwambiri, kotero kuti panthawi yopukutira yopukutira iwo mwangozi sawaswa.

Pali njira zina zopangira duuquery. Tidzafotokoza za mmodzi wa iwo.

Konzani maluwa enieni a mitundu yamoyo. Chovomerezeka, chisanachitike Pukuta phesi kuti ikhale youma kwathunthu. Ngati akadakhalabe wonyowa, ndiye kuti ndalama zitha kukhala zowawa chifukwa cha izi.
Kenako muyenera kutenga bilu yathyathyathya Ndipo okulani pang'ono duwa ndi ilo, ndikupanga kukonzekera ndi guluu.

Pankhaniyi, ndizovomerezeka kugwiritsa ntchito guluu losavuta la pop kapena kalulu wa pensulo. Koma ndikofunikira kuwona kusamala kwakukulu, ngati mungagwiritse ntchito gawo loyamba laulu: liyenera kugwiritsidwa ntchito ku bankn yotchedwa osanjikiza kwambiri.

Njira yofananira yopangira ndalama zofananiranso ili ndi minongo yake, chifukwa ngongolezo ziyenera kunyengedwa ndi guluu. Ndikofunikira kuchita mosamala kwambiri.

M'masamba

Ngati mukufuna kupatsa mtsikanayo ndalama pa tsiku lobadwa ake, mutha kuyambanso njira yotchuka. Kudziyimira pawokha, muyenera kuteteza:

Chithunzi chimango - Ndikwabwino kutenga mawonekedwe ang'onoang'ono a A5;
Chuma chachikulu – Chifukwa chake, pangafunike kukonza ndalama imodzi yokha, muyenera kukonzekera ndalama pasadakhale ndipo pambuyo pake ikuyamba kufalitsa mphatso;
Zabwino komanso zosangalatsa "Ndizopatsa fanizo lanu loseketsa.

Mphatso yofananira yopanda kalikonse imapangidwa motere.

Poyamba, chimango chimenecho chidzafunika kutseguka. Pansipa, cholinga chake cha khadi lazithunzi, uyenera kuti usapereke pepala lakumbuyo. Zitha kukhala gawo lomweli lomwe loyambirira limapezeka mu chimanga chosankhidwa, koma pepala lakuda lomwe lingagwiritsidwenso ntchito. Kusiyana kwamdima ndi gamma kudzagawa ndalama zopepuka.
Gwiritsitsani zokongoletsera zabwino Kapena malangizo okhudzana ndi kugwiritsa ntchito malo obisika.
Kumtunda pang'ono kuposa cholembedwacho Ndikofunikira kuyika mosamala bilu. Pambuyo pake, chimango chitha kukhala cholimba.
Konzekerani Mutha kunyamula katundu wokongola kwambiri kuti msungwana wobadwa sazindikira kuti ukukonzekera kupereka ndalama.

Kuti mphatso yooneka ngati imeneyi inkawoneka bwino komanso yoseketsa, iyenera kuphatikizidwa ndi siginecha ya Joking.

Ndingamenyane bwanji mphatso?

Zothandiza kwambiri komanso zofunikira pa mphatso iliyonse zimatha kukhala zosangalatsa komanso zosangalatsa kumenya. Pali njira zosiyanasiyana zomwe zimakweza mawonekedwe osati chipinda chokondwerera tsiku lobadwa, komanso kwa alendo omwe amabwera tsiku lobadwa ake. Tidzakambirana zosankha zingapo zosangalatsa.

Pazitsulo zogulitsa ndi masitolo ambiri pa intaneti mutha kukumana Fosholo yokongoletsa, yomwe ili yovomerezeka yopaka banja lobadwa limodzi ndi ndalama. Pankhaniyi, zokhumba za "mzere wandalama" zimatanthawuza. M'malo mwa souvel, mutha kunyamula tsamba losavuta, ndikugwirizira mthumba laling'ono kwa iye ndikuyika mabanki pamenepo kuti ayang'ane ndi izi. Izi zikakhalapo zokhala ndi chipani chobadwa kapena phwando lobadwa.

Pali njira ina yoyambira kumenyetsa mphatso ya ndalama. Imatchedwa "Ndalama ku Storibbka."

Akazi mwanjira iyi ndalama zomwe sizikulimbikitsidwa - zitha kukhumudwitsidwa. Ndikwabwino kusewera kwambiri amuna.

Ophunzira ndi anthu opanga okha amatha kumenya ndalama kufupi ndi njira ina. Ndalama nthawi imodzi moyenera zilowerere mu pepala la kuchimbudzi . Padzanja, zochitika zapadera zoterezi zimatha kukhala kutali ndi kunyoza kapena kunyoza, koma, m'malo mwake, ndi zokhumba zabwino.

Kodi sizingapereke bwanji?

Ngati mwaganiza kupereka mnzake, bwino kapena wachibale, mphatso ya ndalama Muyenera kudziwa momwe mungapezere zosatheka.

Simuyenera kupeza chikwama, Atakhala patebulopo, kenako ndikuwerengera alendo onse ndi chipinda chobadwa kuchuluka kwake. M'pofunika Pre-kukonzekera kuchuluka mukufuna kupereka lobadwa phwandolo. Ndalama zokolola sizofunikira mu chikwama kapena chikwama. Ndikwabwino kuzichotsa mu envelopu yapadera ngati simumasinthanso mayankho oyambira. Inde, ndibwino kugwiritsa ntchito envelopu ya mphatso, osati positi yosavuta.
Palibe Mlandu Wotsogola Ndi mtundu wanji wambiri womwe mukupereka mwana wobadwa. Komabe, izi sizitanthauza kuti ndikofunikira kupereka ndalama mwakachetechete. Kagulu congratulatory kulankhula adzakhala zogwirizana kwambiri pa nthawi yobereka pano.
Yesetsani kupereka shabby ndi banknotes akale. Ndikofunika kutola ngongole zatsopano.
Ndi kosatheka kupereka chibwenzi pang'ono. Osaziyika mu emvulopu, thumba kapena mtsuko. Inde, kusiyanasiyana kungakhale zochitikazo zikakhala kuti zaperekedwa chifukwa cha stranario.
Ngati banja limodzi lobadwa Amakondwerera tsiku lobadwa awo tsiku limodzi, ndiye kuti ndalama ziwiri zomwe zikuyenera kukonzedwa. Simuyenera kupereka mphatso yofananira kapena chikwama chimodzi. Iliyonse ya zipinda zakubadwa ali ndi ufulu wopeza zolowa zawo.

Zitsanzo Zosangalatsa

Ndalama ndizotheka kupereka zinthu zosiyanasiyana. Makamaka zosangalatsa komanso zosangalatsa zimatenga nkhani ya ndalama, ngati Iyenera kukhala yoseketsa komanso yoyambirira.

Mutha kubisa mphatso ya ndalama pampando kapena mpando wobadwa. Ndikofunikira kuti zikhale chinsinsi kuti musatenge ntchito imeneyi. Pambuyo pake, ndikofunikira kupereka chikondwerero cha chikondwererochi kuti tiwone zinthu zomwe zatchulidwazi - padzakhala zodabwitsa.
Mutha kusokera kwambiri Makamaka kwa sofa ndi kuyika ndalama momwemo. Mapeto ake, mphatso yosangalatsa imamasulidwa - awiri m'modzi. Kuchuluka kwa chipinda chobadwa kapena msungwana wobadwa adzagwiritsa ntchito, ndipo padyo idzakhalapo monga momwe zinthu zilili.
Lingaliro losangalatsa lidzagulidwa m'sitolo ya ana a NJIRA YA ANA. Patsani mphatso yachilendo kwambiri kwa wokondwerera wokondweretsayo ndikukhumba kuti mnyumba yake nthawi zonse amakhala ndi ndalama. Kuyang'ana mkati mwake, mtsikana wobadwa adzaona ngongole.
Zilidi zowona kukonzekera chithunzi choyambirira Pansi pagalasi yomwe imayika ndalama zatsopano . Dzina lobadwa lidzadzilimbitsa pomwe kuli kofunikira kupezerapo mwayi pakalipano.
Mutha kuchotsa ndalama zomwe zilipo kabichi . Pachifukwa ichi, a Kochan wamkulu amatengedwa, amathetsa ma halves awiri. Ndalama zingapo zimamangidwa mkati (makamaka mu cellophane). Kenako kabichi adzafunika kukulunga filimuyo ndipo imakonda kugwedezeka kwambiri. Izi zikudabwitsanso tsiku lobadwa.
Chosangalatsa kwambiri komanso chowala bwino - kufotokoza kwa ndalama m'mipira. Kuti muchite izi, nyamula mipira ya opaque. Amayikidwa pa zolipira limodzi ndi Contti. Mipirayo idzafunika kuyamwa, kenako kumangirizana. Dzanja lowala ngati kufunsa mabaluni obadwa tsiku lobadwa.

Upangiri Wothandiza

Mukamapereka mphatso ya ndalama, muyenera kusangalatsa mtsikana wobadwa. Ngati simukufuna kutchulanso zomwe mungagwiritse ntchito, mutha kuwerenga ndakatulo za m'nkhani yanu - iyi ndi njira yachilendo yachilendo yomwe ingadabwe ndi kusangalala ndi munthu wokondwerera tsiku lobadwa.

Ngati ndalamazo ziperekedwa kwa mkazi, ndizofunikira kuti "zibwezeretse" maluwa okongola onunkhira. Mutha kuyika chikwama chaching'ono ndi ndalama mu duwa lokha.

Maini a Comic (mwachitsanzo, ndalama mu pepala la kuchimbudzi) ndikofunika kungokhalira kukhala ndi munthu amene mwakhala wodziwa kale. Munthu yemwe mukudziwa pang'ono, sangamvetsetse nthabwala zanu.

Lingaliro labwino popereka ndalama kwa tsiku lobadwa kuyenera kusankhidwa, kutulutsa mawonekedwe ndi zomwe amakonda.

Za momwe kukongola kupereka ndalama, yang'anani vidiyo yotsatira.