Sikuti anthu onse sangadzitamandire ndalama zambiri. Chifukwa chiyani zimachitika? Chifukwa munthu wosauka amaganiza molakwika ndipo amabwera chifukwa cholakwika. Chifukwa chake mumakhala ndi ndalama nthawi zonse, muyenera kukhala ndi malingaliro. Zimapangitsa kuti zitheke kupeza zambiri kwa aliyense amene akufuna. Komabe, musafulumire kuganiza kuti funso ili limathetsedwa kwambiri. Asanaphunzitsidwe chidziwitso chomwe chingathandize kwambiri kupeza ndalama, muyenera kukhala ndi luso linalake. Ndipo ayenera kukhala chiyani, akufotokoza zomwe zili pansipa.
Ndi chiyani?
Ngati mungapangire malingaliro ena m'malingaliro mwanga, omwe mungakuloreni kuti musinthe zenizeni, ndiye kuti mupeza malingaliro a ndalama. Psychology imaphunzira mafunso ambiri, kuphatikizapo malangizo awa. Ndi sayansi iyi yomwe imanena kuti Posintha zenizeni za padziko lonse lapansi komanso kuganiza, simungasinthe dziko lanu lamkati, komanso chilengedwe chanu. Chifukwa chake, muyenera kuganizira kuti Chuma cha anthu chimakhudzidwa ndi zigawo zambiri, monga kulimbikira mchilengedwe, chidziwitso, luso, maloto, malo olimbikitsa, malo.
Kodi zimakhudza bwanji?
Kuganiza kuti munthu amakhudza kwambiri zochita zake. Mwachitsanzo, kuganizira za munthu wosaukayo kumayamba ndi mfundo yoti mukamaliza maphunziro, amasiya kukula. Munthuyu amagwira ntchito kulikonse, koma osati okhawo omwe amadzilimbitsa komanso ntchito yawo. Ndi njira yonenera Anthu omwe ali ndi luntha lotsika kwambiri alibe lingaliro la ndalama. Monga lamulo, safunafuna kudziwa. Maphunzirowa akuyesera molawirira molawirira kuti azindikire zosowa zawo zomwe zimapangitsa kuti zachilengedwe zachilengedwe zizigwirizana. Kumbukirani kuti mwachizolowezi kumabweretsa njira monga kugonana, zolengedwa, kubadwa kwa ana. Gawoli la anthu limakhala likudikirira kena kake - ndi nthawi yabwino kwambiri yokhazikitsa mapulani awo, ndipo nthawi zambiri sizichitika.
Kupatula, Ambiri mwa anthuwa amakhulupirira kuti ndalama ndi zoyipa. Chifukwa chake, sakufuna kukhala ndi likulu, koma kungokhala ndi ntchito yosalekeza. Monga lamulo, osauka amayenera kukhala ngongole ndipo sangathe kulipira ngongole. Kupsinjika kwa transira kumabweretsa nthawi yocheza nthawi zonse pamagulu ochezera. Kusowa kosaganizira kumabweretsa kuti anthu amtunduwu amatenga zisankho mwachangu ndipo osaganizira zotsatira zake. Zotsatira zake zimakhala zotuluka pamavuto osiyanasiyana.
Anthu okhala ndi luntha lalikulu, kuyambira ali mwana amadzilimbitsa okha. Chifukwa chake ali ndi lingaliro laudindo ndi mphamvu ya kufuna. Nzeru zapamwamba zimawalola Kukangana ndi "musafulumira kukhala ndi moyo." Komanso, malingaliro azachuma amayamba kukulitsa umunthu wotere. Gululi la umunthu likuyembekeza mphamvu zake, limaganizira ndalama zabwino, zomwe zimaperekedwa kwa iwo kuti apulumutse moyo wabwino. Anthu oterewa ali ndi mkhalidwe wofunikira - ndikofunikira kukhala ndi ngongole komanso kuti asakhale ndi ngongole. Gululi la umunthu limavomereza mayankho. Chifukwa chake, ali ndi bwino m'mbali zonse: zonse m'moyo ndi bizinesi.
Chifukwa chake, kunena momaliza. Munthu yemwe ali ndi nzeru zapamwamba amakhala ndi ndalama zomwe amaganiza mozindikira.
Mfundo
Amasewera kwambiri. Chinthucho ndichakuti Mfundo Zofikira Moyo mwa Anthu Osauka ndi olemera ndizosiyana. Magawo awa ali ndi malingaliro osiyana ndi ndalama. Tikalankhula chilankhulo chosavuta, ndiye Osauka ndioganiza bwino, ndipo wolemera ndi wolemera.
Tiyerekeze kuti munthu wosauka akufuna kupeza ndalama. Itha kuyika ndalama zambiri pakukula kwake, koma "potembenukira" ndikulowa ngongole. Uwu ndiye mfundo yoti munthu wosaganizira. Samazolowera kulandira munthu wachuma, mosiyana ndi munthu wachuma. Mtundu wamtunduwu ngakhale pamavuto adzapeza phindu. Chifukwa Chiyani Zikafika? Chifukwa anthu ochita bwino ali ndi zinthu zotsatirazi.
Wabwino kwambiri
Izi sizingaganizidwe zoipa. Popanda zolemba zakunja mu bizinesi, musachite. Ganizirani izi. Munthu ali ndi ndalama zochepa zomwe akufuna kuti azigwiritsa ntchito bizinesi yake. Anatenga ndalamazo kwa zaka zingapo kuti akwaniritse malotowo. Mnzake, akudziwa za kukhalapo kwa ndalama, amafunsa kuchuluka kwachaka kuti athetse mavuto ake. Mwachitsanzo, kugula galimoto. Pamaso pa munthu, bizinesi yamtsogolo, pali vuto lalikulu mtsogolo, kuti athandize mnzake kuti akwaniritse maloto ake kapena kuyika ndalama m'maloto ake.
Mwamuna wokhala ndi ndalama sapereka ndalama chifukwa chophweka: adakopeka kwa nthawi yayitali ndikudzikana. Bwenzi, m'malo mwake, silingathe kupeza ndalama pagalimoto, chifukwa adakhala kwambiri ndipo sanaganizire za maloto ake. Lingaliro ili lidzakhala labwino kuyambira pamenepo Musanapeze chilichonse kuchokera kumoyo, muyenera kulipira kaye, kenako mutha kupewetsa ndalama. Ndipo ndizabwino. Kuphatikiza apo, anthu omwe sangathe kudzipereka pawokha komanso osunga ndalama, sangathe kubweza ngongole.
Komanso, ndalama zomwe azikakhala zikuwonongeka. Izi zikuyembekezera.
Malingaliro Oganiza
Chip Chachikulu cha mamiliyoni aliwonse ndizolinganiza malingaliro. Kupambana ndi chuma sizibwera. Kuti mupeze mabonasi amene muyenera kuganiza kwambiri. Tsiku lililonse kuyenera kuyamba ndikupanga mapulani atsopano kapena kukwaniritsidwa kwa omwe ali ndi pakati. Gawo lililonse liyenera kuwerengedwa. Mwachitsanzo, amalonda amachita malonda ayenera kudziwa kwenikweni mtundu wa zinthu zomwe zikufunika kugulitsa kuti mupindule.
Zambiri zikakhala bwino ndipo phindu likukula, simungathe kuyima pamenepo. Zotsatira zake ziyenera kuyikidwa m'magulu ena. Mwachitsanzo, malo obwerekera kumalo oyandikana nawo. Ngati bizinesiyo isakule, koma idzaleka zotsatira zake, iye posachedwa moto. Ndikotheka kuti malo ogulitsira ena adzatsegulira pafupi, komwe katundu wofananawo adzagulitsidwa pamtengo wotsika.
Popewa mpikisano wamphamvu, ndikofunikira kuti mukhale ndi zosankha zambiri komanso ndalama zambiri. Pachifukwa ichi, muyenera kuwerengetsa mayendedwe anu onse pasadakhale, monga mumasewera achinyengo. Choncho, Chifukwa cha malingaliro, munthu wokhazikika woyenera sadzalola kuti mlandu wake uchitike.
Iye, m'malo mwake, amatha kuchotsa opikisana nawo kumsika ndikupanga bizinesi yake.
Phunzirani ndi kudzipatula
Dziko lamakono limasintha mwachangu kwambiri. Dzulo, anthu ambiri omwe amayanjana ndi ndalama amawaganizira kapena pamanja. Tsopano pa zolinga izi pali zida zapadera. Yemwe amayesetsa kulemera ndipo amapitilira nthawi, nthawi zonse amayang'anira misika, ali ndi chidwi ndi ndale komanso zochitika zatsopano. Ndichifukwa chake Aasirimi nthawi zambiri amagwiritsa ntchito zida zosiyanasiyana za zida, zomwe zimathandizira kuti mupeze chidziwitso.
Munthu Ndi Ndalama Kuganiza ayenera kukhala ndi chidwi ndi zovuta zosiyanasiyana zomwe zimawoneka ngati sizili za ndalama . Mwachitsanzo, ambiri mwa anthuwa amakonda mfundo zake. Phindu Lamtsogolo mwachindunji limadalira mwachindunji. Ndondomeko ya dziko lapansi ndi yolakwika, posachedwa itha kubwera mavuto. Zowonjezeranso zogulitsa. Izi zikutanthauza kuti munthu amene ali ndi bizinesi akhoza kuyamba mavuto a ndalama.
Kuwapewa Pulogalamu yam'manja imafunika kusamalira ndalama zambiri pasadakhale. Mwachitsanzo, mu ndalama kapena zogulitsa. Sizingatheke kuchita popanda chidziwitso chapadera. Munthu wosauka amathanso kuphunzira, koma alibe chidwi kapena njira yake. Kuphatikiza apo, alibe chilichonse chokhazikitsa ndalama, chifukwa ndalama ndizokwanira chakudya ndi zovala.
Chifukwa chake, amayenda pansi ndipo saganiza kuti ayenera kuwerengera ena ndi chidziwitso.
Ikani zolinga ndi ntchito
Kuti mukwaniritse izi, munthu (kupatula ndalama za ndalama) ziyeneranso kukhala ndi njira. Ntchito zamtunduwu zimakupatsani mwayi wokhazikitsa ntchito zapakati zomwe zimatsogolera ku chandamale. Aliyense amene waganiza za ndalama ndi woganiza. Ndipo ndichifukwa chake. Ngati munthu wolemera kwa abale, ndipo iye sangathe kupeza, amatanthauza Mwachidziwikire, adzawononga ndalama posachedwa. Zotsatira zoterezi zidzachitika chifukwa chakuti munthu uyu alibe njira yopangira ndalama.
Ngati munthu ali ndi mtsempha wamasitolo ndipo amatha kukonzekera zochita zake, kulandira cholowa chidzakhala thandizo lalikulu kuti ayambe kulandira ndalama zambiri. Otsatsa omwe ali ndi malingaliro a ndalama adzayamba kupanga mapulani azamalonda, adzawerengera ndalama ndi phindu lamtsogolo, kenako ndikugwiritsa ntchito ndalama pazomwe zidakonzekera.
Chifukwa chake, kuthekera kukhazikitsa zolinga ndi zolinga ndi chimodzi mwazinthu zomwe zimapangitsa munthu kukhala ndi luso la ndalama.
Pangani zomwe mumakonda
Palibe chinsinsi kuti chinthu chomwe mumakonda sichimangosangalatsa, komanso phindu labwino. Kugwira bwino ntchito, muyenera kuyika moyo pazomwe mumachita. Dziwa Zomwe munthu ayamba kugwira ntchito yolumikizira coil wathunthu ndi chidwi chachikulu, ndiye kuti ikuyenda mwachangu kwambiri, ndipo phindu limachulukitsa tsiku lililonse.
Khalani munthu
Kuti mukhale munthu wotchuka komanso wolemera, muyenera kugwira ntchito kwambiri. Nthawi zina chifukwa cha izi muyenera kuyesa zofuna zanu. Ngakhale osagona ndipo amapita. Pambuyo pakufufuza kwina kwamaganizidwe, idatsimikiziridwa kuti Okhazikika anthu okhwima nthawi zonse amakwaniritsa zomwe akufuna.
Ali nawo Kuleza mtima kokwanira ndipo kumatha kugwira ntchito inayake kwambiri mpaka zotsatira zapamwamba zidzakwaniritse. Nthawi zambiri, anthu oterewa ali ndi zotsogola m'miyoyo yonse. Iwo ndi m'banja zinthu zonse zalembedwa, komanso kuntchito, mosiyana ndi anthu ofooka ndi osauka omwe poyamba sanaganize za tsogolo lawo.
Sankhani malo
Funso ili ndi chimodzi mwazomwe zimatsogolera. Ngati muli ndi anthu omwe alibe zikhumbo, ndiye kuti mudzakhala munthu wowonekanso . Malo olemera komanso opambana amakankhira munthu aliyense wanzeru kuti adzipangitse. Ndichifukwa chake Muyenera kusankha chilengedwe chanu. Izi zimakhudzanso kupambana kwanu. Khalidwe lokhala ndi luso la ndalama lipeza mwachangu pakati pa anthu omwe amadziwa kupanga ndalama, ndipo adzasankhira njira zawo.
Mutha kubweretsa zitsanzo zingapo pamene anthu osavuta ndi osauka omwe ali ndi malingaliro azachuma adalemera kwambiri.
Kusiyana pakati pa olemera ndi osauka
Padziko lonse lapansi, anthu omwe amalandila kwambiri ndikukwaniritsa bwino bizinesi, yesani kuyesetsa kuchita ungwiro. Ungwiro ndi wosatheka popanda kudziwa zambiri. Ndichifukwa chake Ntchito, kufunafuna kudzikuza, khalani ndi mphamvu yayikulu. Imafalikira mwamphamvu kuthekera.
Osauka, mosiyana ndi anthu olemera, nthawi zambiri samafuna ungwiro pazifukwa zambiri. Ena alibe ndalama zake, zikhumbo zina, ndipo chachitatu ndipo nthawi zonse zimapanikizika chifukwa chosowa ndalama. Kuphatikiza apo, amaganiza mosiyana. Malingaliro awo amasiyanasiyana momveka bwino kwambiri kuchokera pamalingaliro a anthu olemera.
Chifukwa chiyani zimachitika? Yankho la funsoli ndi chitsanzo pansipa. Wolemba waku America komanso nthawi yomweyo S. Sybold adafunsa anthu achuma za momwe adakhala olemera. Ntchito itatha, zomwe zidatenga zaka zopitilira 30, adamaliza: Anthu opambana anthu ndi anthu osauka amakhala ndi luso la ndalama zosiyanitsa ndi ndalama.
Apa, kusiyana komwe kumakhala kosiyana ndi zinthu mosiyana, komwe kumathandiza ndalama. Nthawi yomweyo, wofufuzayoyo ananena kuti maluso, kudziwa zinthu, mikhalidwe si zinthu zofunika kwambiri panjira yopambana. Chifukwa chake, liwu loti: Anthu ayenera kukhala ndi ndalama zina zofunika kukwaniritsa zotsatira zazikulu.
Ndikofunikira kuganizira za ndalama, onetsetsani kuti mutha kuwataya komanso kukhala ndi zizolowezi zina zokhudzana ndi magaziniyi. Zizolowezi zachindunji zomwe zimapangitsa munthu kuti: "Momwe mungapeze ndalama zambiri, momwe mungagwiritsire ntchito?"
Momwe mungakhalire?
Kuti mukhale wolemera, muyenera kuyamba kusintha moyo wanu. Kuti musinthe, muyenera kuphunzira kuganizira mosiyana. Ndiye kuti, muthane ndi zokhumba zanu ndipo zokhumba zanu zomwe zimakulepheretsani kupitilirabe. Ndikofunikira kuti mulimbikitse kuti ndinu ofunika kwambiri. Ndipo malangizo otsatirawa adzakuthandizani.
- Choyamba, musaganize za zinthu zoipa . Malingaliro awa amatenga nthawi, mphamvu ndi mphamvu yanu. Ndalama, monga mukudziwa, kondani anthu omwe ali ndi mphamvu zambiri. Kuti tiwone kuvomerezedwa uku, onani anthu olemera komanso otchuka.
- Ndibwino kwambiri ndipo nthawi yomweyo sindisunga zochuluka. Ingowerengerani ndalama zanu. Kuti muchite izi, mutha kupanga mapulani okwana mwezi umodzi. Kenako mudzasiya kuganiza kuti simudzakhala ndi ndalama zofunikira.
- Pangani mapulani . M'maganizo mwa malingaliro anu. Kumbukirani kuti malingaliro athu ndi nkhani. Adzakuthandizani kukwaniritsa zofuna zanu.
- Osadziika nokha chopinga monga mawu akuti: "Sitikukhala choncho, ndipo ngati mukukhala, ndiye kuti sichoncho! Ganizirani kuti chilichonse chitha kuchitika ngati chikhumbo chili.
- Khalani oyang'anira tsogolo langa . Ndikuvomereza kuti palibe zopinga kwa inu. Kuwerengera mphamvu pamalingaliro awa.
Zinsinsi
Anthu olemera nthawi zambiri amatembenukira kwa amatsenga kuti athandize kupeza phindu lalikulu. Zowona, izi sizachikhalidwe cholankhula konse. Ngakhale anthu ovuta kwambiri komanso opambana kwambiri amasangalala ndi zamatsenga ndipo amakhulupirira kuti kuli ndi ndalama zabwino. Chifukwa chake, yambani kwambiri nthawi zambiri kuti muchite masewera amatsenga. Mwachitsanzo, mutha kuyesetsa kugwiritsa ntchito izi.
- Kukhulupilira . Njirayi imathandizira kwambiri omwe adawayesa kale akuchita. Kuti achite miyambo imeneyi, muyenera kuchita izi. Sankhani nthawi (mwachitsanzo, kutsimikizira kungatengere asanagone). Tsiku lililonse, nthawi yomweyo, bwerezani mawu ofanana pafupifupi 10: "Ndine wolemera (a) kapena ndili ndi ndalama zambiri."
- Miyambo yosiyanasiyana yokopa ndalama ithandizadi. Ndipo ndichifukwa chake. Choyamba, kudzikwanira kumakupatsani mwayi kukhazikitsa malingaliro anu kwa njira yomwe mukufuna. Kachiwiri, ngati mumakhulupirira zozizwitsa, zidzakwaniritsidwa.
Mulimonsemo, zochita ngati izi sizivulaza kapena mwakuthupi kapena mwamakhalidwe.
Za momwe mungadziwire malingaliro osayenera, mutha kudziwa pansipa.